I will look into the mortgage, but another problem I'm likely to have is with equity, considering the drop in the value of our home we purchased in '07. He also likes them because they gave him a cup. We make his annual deposit around Halloween and he remembers the candy and the skeleton on the wall. Grab one out of your Sidney Federal Credit Union checkbook: time needed: a few minutes, if you can find your checkbook BEST OPTION: Use CheckDeposit.io to. When I worked at the bank it was amazing how many people graduate HS without knowing how to balance their checkbook or even how to write a check! No wonder our financial system is in chaos! I wish more parents would teach their kids how to bank. I use TFCU over SFCU as Ive become used to their site and I do all my bill paying. Any CU is a better choice than a bank, in my opinion. If your son likes SFCU, let him keep his money there - it gives him more responsibility for his money if he gets the choice on where it's kept. I don't know if SFCU has a bill payer too, I didn't need it with the business account I had there. Once you've set up everything, it's so easy to use and takes me mere minutes to do my monthly bills rather than a half hour or more to write checks, find stamps, seal envelopes, drop the stuff at the post office, etc. Cardholder must notify Elan Financial Services promptly of any unauthorized use. I use TFCU over SFCU as I've become used to their site and I do all my bill paying using their free online bill payer. Customize your checks or add a checkbook cover to express yourself. Last time I looked, SFCU had the lower rate, but I'm sure that's different now as well! It can't hurt to look into both, looking is still free! I heard somewhere that was being waived or reduced, but I am not sure if that was a limited time only thing. If you also want to write a cheque book request letter to your bank or want to apply for a new cheque book, read this article till the end to know the process. It may have changed, but I TFCU charged a $250 application fee for their mortgages and refinances. He likes the tele-screen tellers, though it is a little like talking to a relative in prison. I put my son's money in Suffolk Federal before TFCU moved down the street. I'm encouraged by your words about the credit unions. I don't have that money up-front right now, and am unwilling to roll it into my mortgage as I fear I'm already close to underwater. With the Stanford FCU Mobile Banking app, you can enjoy a unified experience from desktop to mobile across all devices. I would like to refinance, but I'm told, though this may just be apocryphal, that banks are charging enormous up-front fees in order to allow home-owners access to the very low rates. Banking with Stanford FCU is easy with our mobile app. I think a mature discussion about banking on Long Island is very helpful we deal with our own set of circumstances.

Sfcu apply for chequebook